Insurance WILL COVER YOUR ONCE IT LEAVE JUTEAS FACULTY. When you purchase Insurance; you only use it will it is needed. For example, if you place an order and you purchase insurance, if your order arrives on time and with no damage, then your $15.00 will remain in your account until it is needed. You do not need to purchase insurance every time you place an order, just make sure you always have a $15.00 credit in your account for any mishaps with your package.